This sub-resource allows the user to see the loans currently listed on the market. The API currently returns the entire list of loans listed in the Primary Marketplace of the platform.
WE MAKE NO REPRESENTATIONS OR WARRANTIES TO YOU, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. We make no representations with respect to the accuracy or timeliness of information provided by applicants, credit bureaus or governmental agencies.
Operation: GET
URL: https://api.lendingclub.com/api/lcx/v1/primary/listings
Path Parameters: None
Query Parameters:
Name | Type | Required | Description |
---|---|---|---|
offset | Integer | No | Retrieve a subset of loans starting with the offset value |
limit | Integer | No | Limit the number of results returned |
roomName | String | No | Limit the results to the items in a given room. If the parameter is excluded, the endpoint will return data for the public marketplace |
includeIndividual | Boolean | No | Retrieve loans listed as individual items in the listing |
The query parameters includeIndividual are optional. If this parameter is excluded, the listings will return all loans in the listing.
Supported formats: json
For the Listings GET call, users must include the Accept: application/json header and exclude the Content-Type header
All values can be null.
Response Parameters:
Parameter Name | Type | Description |
---|---|---|
acceptD | String | The date which the borrower accepted the offer |
accNowDelinq | Integer | How many accounts this borrower has that are delinquent |
accOpenPast24mths | Integer | Number of trades opened in past 24 months |
accruedInterest | BigDecimal | Amount of interested accrued since the previous payment |
addrState | String | The address state provided by the borrower during loan application |
addrZip | String | The first 3 numbers of the ZIP code provided by the borrower in the loan application |
allUtil | Number | Balance to credit limit on all trades |
annualInc | Number | The annual income provided by the borrower during registration |
annualIncJoint | Number | The joint annual income if the applicationType is "JOINT" |
applicationType | String | The loan application type. Valid values are "INDIVIDUAL" or "JOINT" |
avgCurBal | Integer | Average current balance of all accounts |
bcOpenToBuy | Integer | Total open to buy on revolving bankcards |
bcUtil | Number | Ratio of total current balance to high credit/credit limit for all bankcard accounts |
chargeoffWithin12Mths | Integer | Number of charge-offs within 12 months |
collections12MthsExMed | Integer | Number of collections in 12 months excluding medical collections |
delinq2yrs | Integer | The Number of 30+ days past-due incidences of delinquency in the borrower's credit file for the past 2 years |
delinqAmnt | Number | The past-due amount owed for the accounts on which the borrower is now delinquent |
description | String | Loan description provided by the borrower |
disbursementMethod | String | It will indicate the loan disbursement method. Valid values are "DIRECT_PAY" or "CASH" |
dti | Number | The borrower's debt to income ratio, calculated using the monthly payments on the total debt obligations, excluding mortgage, divided by |
dtiJoint | Number | The joint debt to joint income ratio. This field is populated if the applicationType is "JOINT". Calculated using the monthly payments on the |
earliestCrLine | Date | The date the borrower's earliest reported credit line was opened |
empLength | Integer | Employment length in months. Possible values are whole numbers from 0 and higher. Null indicates not employed |
empTitle | String | Employment title |
expD | Date | Expiration date of listing |
expDefaultRate | Number | The expected default rate of the loan |
ficoRangeHigh | Integer | The upper boundary of range the borrower's FICO belongs to |
ficoRangeLow | Integer | The lower boundary of range the borrower's FICO belongs to |
firstMonthPayment | BigDecimal | Amount paid by borrower in the first month |
grade | String | LendingClub assigned loan grade |
homeOwnership | String | The home ownership status provided by the borrower during registration or obtained from the credit report. Our values are: RENT, OWN, MORTGAGE, |
iLUtil | Number | Ratio of total current balance to high credit/credit limit on all install acct |
initialListStatus | String | The initial listing status of the loan. Possible values are W |
inqFi | Integer | Number of personal finance inquiries |
inqLast12M | Integer | Number of credit inquiries in past 12 months |
inqLast6mths | Integer | The Number of inquiries by creditors during the past 6 months |
installment | Number | The monthly payment owed by the borrower if the loan originates |
intRate | Number | Interest rate that is being charged for the loan |
isIncV | String | Indicates if income is verified by LendingClub |
listD | String | Listing date of the loan |
loanAmount | Number | The listed amount of the loan applied for by the borrower. If at some point in time, the credit department reduces the loan amount, then it will be reflected in this value |
loanId | Integer | Unique LendingClub ID number for the loan |
maxBalBc | Number | Maximum current balance owed on all revolving accounts |
mortAcc | Integer | Number of mortgage accounts |
moSinOldIlAcct | Integer | Months since oldest installment account opened |
moSinOldRevTlOp | Integer | Months since oldest revolving account opened |
moSinRcntRevTlOp | Integer | Months since most recent revolving account opened |
moSinRcntTl | Integer | Months since most recent account opened |
mthsSinceLastDelinq | Integer | The Number of months since the borrower's last delinquency |
mthsSinceLastMajorDerog | Integer | Months since most recent 90-day or worse rating |
mthsSinceLastRecord | Integer | The Number of months since the last public record |
mthsSinceRcntIl | Integer | Months since most recent installment accounts opened |
mthsSinceRecentBC | Integer | Months since most recent bankcard account opened |
mthsSinceRecentBcDlq | Integer | Months since most recent bankcard delinquency |
mthsSinceRecentInq | Integer | Months since most recent inquiry |
numAcctsEver120Pd | Integer | Number of accounts ever 120 or more days past due |
numActvBcTl | Integer | Number of currently active bankcard accounts |
numActvRevTl | Integer | Number of currently active revolving trades |
numBcSats | Integer | Number of satisfactory bankcard accounts |
numBcTl | Integer | Number of bankcard accounts |
numIlTl | Integer | Number of installment accounts |
numOpRevTl | Integer | Number of open revolving accounts |
numRevAccts | Integer | Number of revolving accounts |
numRevTlBalGt0 | Integer | Number of revolving trades with balance > 0 |
numSats | Integer | Number of satisfactory accounts |
numTl120Dpd2M | Integer | Number of accounts currently 120 days past due (updated in past 2 months) |
numTl30Dpd | Integer | Number of accounts currently 30 days past due (updated in past 2 months) |
numTl90GDpd24M | Integer | Number of accounts 90 or more days past due in last 24 months |
numTlOpPast12M | Integer | Number of accounts opened in past 12 months |
openAcc | Integer | The Number of open credit lines in the borrower's credit file |
openAcc6M | Integer | Number of open trades in last 6 months |
openActIl | Integer | Number of currently active installment trades. This field is a replacement field for openIl6m |
openIl12M | Integer | Number of installment accounts opened in past 12 months |
openIl24M | Integer | Number of installment accounts opened in past 24 months |
openRv12M | Integer | Number of revolving trades opened in past 12 months |
openRv24M | Integer | Number of revolving trades opened in past 24 months |
outstandingPrincipal | BigDecimal | Principal outstanding on the Note/Loan |
pctTlNvrDlq | Integer | Percent of trades never delinquent |
pendingPrincipalPayment | BigDecimal | Pending amount of principal the investor is expecting once a payment settles |
percentBcGt75 | Number | Percentage of all bankcard accounts > 75% of limit |
pubRec | Integer | Number of derogatory public records |
pubRecBankruptcies | Integer | Number of public record bankruptcies |
purpose | String | A category provided by the borrower for the loan request. Values are: |
Rate | Number | Interest rate that is being charged for the loan |
rev | Number | Total credit revolving balance |
revolBalJoint | Number | Sum of revolving credit balance of the co-borrowers, net of duplicate balances |
revolUtil | Number | Revolving line utilization rate, or the amount of credit the borrower is using relative to all available revolving credit |
secAppChargeoffWithin12Mths | Integer | Number of charge-offs within last 12 months at time of application for the secondary applicant |
secAppCollections12MthsExMed | Integer | Number of collections within last 12 months excluding medical collections at time of application for the secondary applicant |
secAppEarliestCrLine | String | Earliest credit line at time of application for the secondary applicant |
secAppFicoRangeHigh | Integer | FICO range (high) for the secondary applicant |
secAppFicoRangeLow | Integer | FICO range (low) for the secondary applicant |
secAppInqLast6Mths | Integer | Credit inquiries in the last 6 months at time of application for the secondary applicant |
secAppMortAcc | Integer | Number of mortgage accounts at time of application for the secondary applicant |
secAppMthsSinceLastMajorDerog | Integer | Months since most recent 90-day or worse rating at time of application for the secondary applicant |
secAppNumRevAccts | Integer | Number of revolving accounts at time of application for the secondary applicant |
secAppOpenAcc | Integer | Number of open trades at time of application for the secondary applicant |
secAppOpenActIl | Integer | Number |
secAppRevolUtil | Number | Ratio of total current balance to high credit/credit limit for all revolving accounts |
serviceFeeRate | Number | Service fee rate paid by the investor for this loan |
subGrade | String | LendingClub assigned loan subgrade |
taxLiens | Integer | Number of tax liens |
term | Integer | The Number of payments on the loan. Values are in months and can be either 36 or 60 |
totalAcc | Integer | The total Number of credit lines currently in the borrower's credit file |
totalBalExMort | Integer | Total credit balance excluding mortgage |
totalBalIl | Number | Total current balance of all installment accounts |
totalBcLimit | Integer | Total bankcard high credit/credit limit |
totalCuTl | Integer | Number of credit union trades |
totalIlHighCreditLimit | Integer | Total installment high credit/credit limit |
totalPymnt | BigDecimal | Total payments received by the investor, payment in flight that has not been settled is not included in this field |
totalPymntInv | BigDecimal | Total payments received by investor |
totalRecInt | BigDecimal | Total interest received by the investor at the time of sale |
totalRecLateFee | BigDecimal | Total amount of late fees received by the investor |
totalRecPrncp | BigDecimal | Total amount of principal received by the investor |
totalRevHiLim | Integer | Total revolving high credit/credit limit |
totCollAmt | Integer | Total collection amounts ever owed |
totCurBal | Integer | Total current balance of all accounts |
totHiCredLim | Integer | Total high credit/credit limit |
CRA_Census_Year | String | The reference year for the census file used for the CRA data |
CRA_Application_Low_Income_Census_Tract | Boolean | Indicates whether the applicant is in a low-income census tract. For joint applications the first applicant’s address is used. |
CRA_Application_Moderate_Income_Census_Tract | Boolean | Indicates whether the applicant is in a moderate income census tract. For joint applications the first applicant’s address is used. |
CRA_Application_Middle_Income_Census_Tract | Boolean | Indicates whether the applicant is in a middle-income census tract. For joint applications the first applicant’s address is used. |
CRA_Application_Upper_Income_Census_Tract | Boolean | Indicates whether the applicant is in an upper-income census tract. For joint applications the first applicant’s address is used. |
CRA_Application_Missing_Income_Census_Tract | Boolean | Indicates whether the census tract income level for the applicant is missing. For joint applications we only use the first applicant’s address. |
CRA_Application_Low_Income | Boolean | Indicates that the applicant’s stated income is less than 50% of the Median Family Income of the MSA in which the applicant’s tract resides. For join applications we use the combined income of both applicants. |
CRA_Application_Moderate_Income | Boolean | Indicates that the applicant’s stated income is greater than or equal to 50% and less than 80% of the Median Family Income of the MSA in which the applicant’s tract resides. For join applications we use the combined income of both applicants. |
CRA_Application_Mid_Upper_Income | Boolean | Indicates that the applicant’s stated income is greater than or equal to 80% of the Median Family Income of the MSA in which the applicant’s tract resides. For join applications we use the combined income of both applicants. |
CRA_Application_Missing_Income | Boolean | Indicates whether the Median Family Income of MSA in which tract resides is missing. For joint applications we only use the first applicant’s address. |
CRA_Application_Distressed | Boolean | Indicates whether the census tract is in a distressed area. For joint applications we only use the first applicant’s address. |
CRA_Application_Underserved | Boolean | Indicates whether the census tract is in an underserved area. For joint applications we only use the first applicant’s address. |
CRA_Application_LMIDU | Boolean | Indicates that the applicant resides in a low- to moderate-income, distressed or underserved census tract, or the applicant’s income is less than 80% of the median family Income of the MSA in which the applicant’s tract resides. |
CRA_Application_State | String | A 2-digit numeric state code based on the Federal Information Processing Standards (FIPS) of the United States. This code will include leading zeros. So "1" is represented as "01" |
CRA_Application_County | String | A 3-digit numeric county code based on the Federal Information Processing Standards (FIPS) of the United States. This code will include leading zeros. So "1" is represented as "001" |
CRA_Application_MSA_MD | String | A 5-digit numeric code referring to the Metropolitan Statistical Area or Micropolitan Division. |
HTTP Status Summary:
Code | Description |
---|---|
200 | Success |
400 | Validation or business error |
401 | Unauthorized |
403 | Forbidden |
404 | Not found |
452 | Market closed |
500 | Unexpected failure |
Sample Request:
https://api.lendingclub.com/api/lcx/v1/primary/listings?offset=0&limit=10000&includeIndividual=true&limit=5&roomName=PRIMARY_MARKET
Sample Response:
{
"basketListings": [],
"asOfDate": "2020-05-22T23:48:07.296Z",
"limit": 10000,
"roomName": "PRIMARY_MARKET",
"listings": [
{
"loanId": 181330199,
"memberId": 229576920,
"loanAmount": 30000.0,
"fundedAmount": 0.0,
"term": 36,
"intRate": 10.81,
"expDefaultRate": 4.67,
"serviceFeeRate": 1.28,
"installment": 979.46,
"grade": "A",
"subGrade": "A5",
"empLength": null,
"homeOwnership": "OWN",
"annualInc": 100000.0,
"isIncV": "NOT_VERIFIED",
"acceptD": "2020-05-22T00:00:00.000-07:00",
"expD": "2020-06-01T00:00:00.000-07:00",
"listD": "2020-05-18T00:00:00.000-07:00",
"creditPullD": "2020-05-22T00:00:00.000-07:00",
"reviewStatusD": "2020-05-22T00:00:00.000-07:00",
"reviewStatus": "APPROVED",
"desc": null,
"purpose": "other",
"addrZip": "940xx",
"addrState": "AR",
"investorCount": null,
"ilsExpD": "2020-06-01T00:00:00.000-07:00",
"initialListStatus": "W",
"empTitle": null,
"accNowDelinq": null,
"accOpenPast24Mths": 23,
"bcOpenToBuy": 30000,
"percentBcGt75": 23.0,
"bcUtil": 23.0,
"dti": 1.4,
"delinq2Yrs": 1,
"delinqAmnt": 0.00,
"earliestCrLine": "1984-09-15T00:00:00.000-07:00",
"ficoRangeLow": 695,
"ficoRangeHigh": 699,
"inqLast6Mths": null,
"mthsSinceLastDelinq": 90,
"mthsSinceLastRecord": null,
"mthsSinceRecentInq": 14,
"mthsSinceRecentRevolDelinq": 23,
"mthsSinceRecentBc": 52,
"mortAcc": 23,
"openAcc": 3,
"pubRec": null,
"totalBalExMort": 13944,
"revolBal": 1.00,
"revolUtil": 0.00,
"totalBcLimit": 23,
"totalAcc": 4,
"totalIlHighCreditLimit": 12,
"numRevAccts": 28,
"mthsSinceRecentBcDlq": 52,
"pubRecBankruptcies": null,
"numAcctsEver120Ppd": 12,
"chargeoffWithin12Mths": null,
"collections12MthsExMed": null,
"taxLiens": null,
"mthsSinceLastMajorDerog": 12,
"numSats": 8,
"numTlOpPast12m": null,
"moSinRcntTl": 12,
"totHiCredLim": 12,
"totCurBal": 12,
"avgCurBal": 12,
"numBcTl": 12,
"numActvBcTl": 12,
"numBcSats": 7,
"pctTlNvrDlq": null,
"numTl90gDpd24m": 12,
"numTl30dpd": 12,
"numTl120dpd2m": 12,
"numIlTl": 12,
"moSinOldIlAcct": 12,
"numActvRevTl": 12,
"moSinOldRevTlOp": 12,
"moSinRcntRevTlOp": 11,
"totalRevHiLim": 12,
"numRevTlBalGt0": 12,
"numOpRevTl": 12,
"totCollAmt": 12,
"applicationType": "JOINT",
"annualIncJoint": 300000.0,
"dtiJoint": 14.7,
"isIncVJoint": "NOT_VERIFIED",
"openAcc6m": null,
"openActIl": null,
"openIl12m": null,
"openIl24m": null,
"mthsSinceRcntIl": null,
"totalBalIl": 0,
"iLUtil": 0,
"openRv12m": null,
"openRv24m": null,
"maxBalBc": 0.00,
"allUtil": 0.00,
"inqFi": null,
"totalCuTl": null,
"inqLast12m": null,
"mtgPayment": 615.00,
"housingPayment": null,
"secAppFicoRangeLow": 695,
"secAppFicoRangeHigh": 699,
"secAppEarliestCrLine": "1984-09-15T00:00:00.000-07:00",
"secAppInqLast6Mths": null,
"secAppMortAcc": 23,
"secAppOpenAcc": 3,
"secAppRevolUtil": 0,
"secAppOpenActIl": null,
"secAppNumRevAccts": 28,
"secAppChargeoffWithin12Mths": null,
"secAppCollections12MthsExMed": null,
"secAppMthsSinceLastMajorDerog": 12,
"revolBalJoint": 23147.00,
"disbursementMethod": "CASH",
"outstandingPrincipal": 30000.000000000000,
"accruedInterest": 0,
"askPricePercentage": 1.100000000000,
"askPriceBasis": "PRINCIPAL",
"estimatedAskPrice": 33000.000000000000000000000000,
"CRA_Application_Low_Income_Census_Tract": false,
"CRA_Application_Moderate_Income_Census_Tract": false,
"CRA_Application_Middle_Income_Census_Tract": false,
"CRA_Application_Upper_Income_Census_Tract": true,
"CRA_Application_Missing_Income_Census_Tract": false,
"CRA_Application_Low_Income": false,
"CRA_Application_Moderate_Income": false,
"CRA_Application_Mid_Upper_Income": true,
"CRA_Application_Missing_Income": false,
"CRA_Application_Distressed": true,
"CRA_Application_Underserved": true,
"CRA_Application_Eligibility": true,
"CRA_Application_State": 01,
"CRA_Application_County": 0123,
"CRA_Application_MSA_MD": 33400
}, {
"loanId": 181333239,
"memberId": 229579965,
"loanAmount": 30000.0,
"fundedAmount": 0.0,
"term": 36,
"intRate": 10.19,
"expDefaultRate": 4.67,
"serviceFeeRate": 1.28,
"installment": 970.69,
"grade": "A",
"subGrade": "A4",
"empLength": null,
"homeOwnership": "OWN",
"annualInc": 200000.0,
"isIncV": "NOT_VERIFIED",
"acceptD": "2020-05-22T00:00:00.000-07:00",
"expD": "2020-06-01T00:00:00.000-07:00",
"listD": "2020-05-18T00:00:00.000-07:00",
"creditPullD": "2020-05-22T00:00:00.000-07:00",
"reviewStatusD": "2020-05-22T00:00:00.000-07:00",
"reviewStatus": "APPROVED",
"desc": null,
"purpose": "other",
"addrZip": "940xx",
"addrState": "AR",
"investorCount": null,
"ilsExpD": "2020-06-01T00:00:00.000-07:00",
"initialListStatus": "W",
"empTitle": null,
"accNowDelinq": null,
"accOpenPast24Mths": 23,
"bcOpenToBuy": 30000,
"percentBcGt75": 23.0,
"bcUtil": 23.0,
"dti": 1.4,
"delinq2Yrs": 1,
"delinqAmnt": 0.00,
"earliestCrLine": "1984-09-15T00:00:00.000-07:00",
"ficoRangeLow": 695,
"ficoRangeHigh": 699,
"inqLast6Mths": null,
"mthsSinceLastDelinq": 90,
"mthsSinceLastRecord": null,
"mthsSinceRecentInq": 14,
"mthsSinceRecentRevolDelinq": 23,
"mthsSinceRecentBc": 52,
"mortAcc": 23,
"openAcc": 3,
"pubRec": null,
"totalBalExMort": 13944,
"revolBal": 1.00,
"revolUtil": 0.00,
"totalBcLimit": 23,
"totalAcc": 4,
"totalIlHighCreditLimit": 12,
"numRevAccts": 28,
"mthsSinceRecentBcDlq": 52,
"pubRecBankruptcies": null,
"numAcctsEver120Ppd": 12,
"chargeoffWithin12Mths": null,
"collections12MthsExMed": null,
"taxLiens": null,
"mthsSinceLastMajorDerog": 12,
"numSats": 8,
"numTlOpPast12m": null,
"moSinRcntTl": 12,
"totHiCredLim": 12,
"totCurBal": 12,
"avgCurBal": 12,
"numBcTl": 12,
"numActvBcTl": 12,
"numBcSats": 7,
"pctTlNvrDlq": null,
"numTl90gDpd24m": 12,
"numTl30dpd": 12,
"numTl120dpd2m": 12,
"numIlTl": 12,
"moSinOldIlAcct": 12,
"numActvRevTl": 12,
"moSinOldRevTlOp": 12,
"moSinRcntRevTlOp": 11,
"totalRevHiLim": 12,
"numRevTlBalGt0": 12,
"numOpRevTl": 12,
"totCollAmt": 12,
"applicationType": "INDIVIDUAL",
"annualIncJoint": null,
"dtiJoint": null,
"isIncVJoint": null,
"openAcc6m": null,
"openActIl": null,
"openIl12m": null,
"openIl24m": null,
"mthsSinceRcntIl": null,
"totalBalIl": 0,
"iLUtil": 0,
"openRv12m": null,
"openRv24m": null,
"maxBalBc": 0.00,
"allUtil": 0.00,
"inqFi": null,
"totalCuTl": null,
"inqLast12m": null,
"mtgPayment": 308.33,
"housingPayment": null,
"secAppFicoRangeLow": null,
"secAppFicoRangeHigh": null,
"secAppEarliestCrLine": null,
"secAppInqLast6Mths": null,
"secAppMortAcc": null,
"secAppOpenAcc": null,
"secAppRevolUtil": null,
"secAppOpenActIl": null,
"secAppNumRevAccts": null,
"secAppChargeoffWithin12Mths": null,
"secAppCollections12MthsExMed": null,
"secAppMthsSinceLastMajorDerog": null,
"revolBalJoint": null,
"disbursementMethod": "CASH",
"outstandingPrincipal": 30000.000000000000,
"accruedInterest": 0,
"askPricePercentage": 1.100000000000,
"askPriceBasis": "PRINCIPAL",
"estimatedAskPrice": 33000.000000000000000000000000,
"CRA_Application_Low_Income_Census_Tract": false,
"CRA_Application_Moderate_Income_Census_Tract": false,
"CRA_Application_Middle_Income_Census_Tract": false,
"CRA_Application_Upper_Income_Census_Tract": true,
"CRA_Application_Missing_Income_Census_Tract": false,
"CRA_Application_Low_Income": false,
"CRA_Application_Moderate_Income": false,
"CRA_Application_Mid_Upper_Income": true,
"CRA_Application_Missing_Income": false,
"CRA_Application_Distressed": true,
"CRA_Application_Underserved": true,
"CRA_Application_Eligibility": true,
"CRA_Application_State": 01,
"CRA_Application_County": 0123,
"CRA_Application_MSA_MD": 33400
}, {
"loanId": 181330182,
"memberId": 229576901,
"loanAmount": 30000.0,
"fundedAmount": 0.0,
"term": 36,
"intRate": 10.19,
"expDefaultRate": 4.67,
"serviceFeeRate": 1.28,
"installment": 970.69,
"grade": "A",
"subGrade": "A4",
"empLength": null,
"homeOwnership": "OWN",
"annualInc": 200000.0,
"isIncV": "NOT_VERIFIED",
"acceptD": "2020-05-22T00:00:00.000-07:00",
"expD": "2020-06-01T00:00:00.000-07:00",
"listD": "2020-05-18T00:00:00.000-07:00",
"creditPullD": "2020-05-22T00:00:00.000-07:00",
"reviewStatusD": "2020-05-22T00:00:00.000-07:00",
"reviewStatus": "APPROVED",
"desc": null,
"purpose": "other",
"addrZip": "940xx",
"addrState": "AR",
"investorCount": null,
"ilsExpD": "2020-06-01T00:00:00.000-07:00",
"initialListStatus": "W",
"empTitle": null,
"accNowDelinq": null,
"accOpenPast24Mths": 23,
"bcOpenToBuy": 30000,
"percentBcGt75": 23.0,
"bcUtil": 23.0,
"dti": 1.4,
"delinq2Yrs": 1,
"delinqAmnt": 0.00,
"earliestCrLine": "1984-09-15T00:00:00.000-07:00",
"ficoRangeLow": 695,
"ficoRangeHigh": 699,
"inqLast6Mths": null,
"mthsSinceLastDelinq": 90,
"mthsSinceLastRecord": null,
"mthsSinceRecentInq": 14,
"mthsSinceRecentRevolDelinq": 23,
"mthsSinceRecentBc": 52,
"mortAcc": 23,
"openAcc": 3,
"pubRec": null,
"totalBalExMort": 13944,
"revolBal": 1.00,
"revolUtil": 0.00,
"totalBcLimit": 23,
"totalAcc": 4,
"totalIlHighCreditLimit": 12,
"numRevAccts": 28,
"mthsSinceRecentBcDlq": 52,
"pubRecBankruptcies": null,
"numAcctsEver120Ppd": 12,
"chargeoffWithin12Mths": null,
"collections12MthsExMed": null,
"taxLiens": null,
"mthsSinceLastMajorDerog": 12,
"numSats": 8,
"numTlOpPast12m": null,
"moSinRcntTl": 12,
"totHiCredLim": 12,
"totCurBal": 12,
"avgCurBal": 12,
"numBcTl": 12,
"numActvBcTl": 12,
"numBcSats": 7,
"pctTlNvrDlq": null,
"numTl90gDpd24m": 12,
"numTl30dpd": 12,
"numTl120dpd2m": 12,
"numIlTl": 12,
"moSinOldIlAcct": 12,
"numActvRevTl": 12,
"moSinOldRevTlOp": 12,
"moSinRcntRevTlOp": 11,
"totalRevHiLim": 12,
"numRevTlBalGt0": 12,
"numOpRevTl": 12,
"totCollAmt": 12,
"applicationType": "INDIVIDUAL",
"annualIncJoint": null,
"dtiJoint": null,
"isIncVJoint": null,
"openAcc6m": null,
"openActIl": null,
"openIl12m": null,
"openIl24m": null,
"mthsSinceRcntIl": null,
"totalBalIl": 0,
"iLUtil": 0,
"openRv12m": null,
"openRv24m": null,
"maxBalBc": 0.00,
"allUtil": 0.00,
"inqFi": null,
"totalCuTl": null,
"inqLast12m": null,
"mtgPayment": 308.33,
"housingPayment": null,
"secAppFicoRangeLow": null,
"secAppFicoRangeHigh": null,
"secAppEarliestCrLine": null,
"secAppInqLast6Mths": null,
"secAppMortAcc": null,
"secAppOpenAcc": null,
"secAppRevolUtil": null,
"secAppOpenActIl": null,
"secAppNumRevAccts": null,
"secAppChargeoffWithin12Mths": null,
"secAppCollections12MthsExMed": null,
"secAppMthsSinceLastMajorDerog": null,
"revolBalJoint": null,
"disbursementMethod": "CASH",
"outstandingPrincipal": 30000.000000000000,
"accruedInterest": 0,
"askPricePercentage": 1.100000000000,
"askPriceBasis": "PRINCIPAL",
"estimatedAskPrice": 33000.000000000000000000000000,
"CRA_Application_Low_Income_Census_Tract": false,
"CRA_Application_Moderate_Income_Census_Tract": false,
"CRA_Application_Middle_Income_Census_Tract": false,
"CRA_Application_Upper_Income_Census_Tract": true,
"CRA_Application_Missing_Income_Census_Tract": false,
"CRA_Application_Low_Income": false,
"CRA_Application_Moderate_Income": false,
"CRA_Application_Mid_Upper_Income": true,
"CRA_Application_Missing_Income": false,
"CRA_Application_Distressed": true,
"CRA_Application_Underserved": true,
"CRA_Application_Eligibility": true,
"CRA_Application_State": 01,
"CRA_Application_County": 0123,
"CRA_Application_MSA_MD": 33400
}, {
"loanId": 179169188,
"memberId": 227169000,
"loanAmount": 20000.0,
"fundedAmount": 0.0,
"term": 36,
"intRate": 8.46,
"expDefaultRate": 4.67,
"serviceFeeRate": 1.28,
"installment": 630.98,
"grade": "A",
"subGrade": "A1",
"empLength": null,
"homeOwnership": "NONE",
"annualInc": 100000.0,
"isIncV": "NOT_VERIFIED",
"acceptD": "2020-05-11T00:00:00.000-07:00",
"expD": "2020-06-01T00:00:00.000-07:00",
"listD": "2020-05-11T00:00:00.000-07:00",
"creditPullD": "2020-05-11T00:00:00.000-07:00",
"reviewStatusD": "2020-05-11T00:00:00.000-07:00",
"reviewStatus": "APPROVED",
"desc": null,
"purpose": "debt_consolidation",
"addrZip": "941xx",
"addrState": "CA",
"investorCount": null,
"ilsExpD": "2020-06-01T00:00:00.000-07:00",
"initialListStatus": "W",
"empTitle": null,
"accNowDelinq": null,
"accOpenPast24Mths": null,
"bcOpenToBuy": null,
"percentBcGt75": null,
"bcUtil": null,
"dti": -1.0,
"delinq2Yrs": null,
"delinqAmnt": null,
"earliestCrLine": null,
"ficoRangeLow": -1,
"ficoRangeHigh": 499,
"inqLast6Mths": null,
"mthsSinceLastDelinq": null,
"mthsSinceLastRecord": null,
"mthsSinceRecentInq": null,
"mthsSinceRecentRevolDelinq": null,
"mthsSinceRecentBc": null,
"mortAcc": null,
"openAcc": null,
"pubRec": null,
"totalBalExMort": null,
"revolBal": null,
"revolUtil": null,
"totalBcLimit": null,
"totalAcc": null,
"totalIlHighCreditLimit": null,
"numRevAccts": null,
"mthsSinceRecentBcDlq": null,
"pubRecBankruptcies": null,
"numAcctsEver120Ppd": null,
"chargeoffWithin12Mths": null,
"collections12MthsExMed": null,
"taxLiens": null,
"mthsSinceLastMajorDerog": null,
"numSats": null,
"numTlOpPast12m": null,
"moSinRcntTl": null,
"totHiCredLim": null,
"totCurBal": null,
"avgCurBal": null,
"numBcTl": null,
"numActvBcTl": null,
"numBcSats": null,
"pctTlNvrDlq": null,
"numTl90gDpd24m": null,
"numTl30dpd": null,
"numTl120dpd2m": null,
"numIlTl": null,
"moSinOldIlAcct": null,
"numActvRevTl": null,
"moSinOldRevTlOp": null,
"moSinRcntRevTlOp": null,
"totalRevHiLim": null,
"numRevTlBalGt0": null,
"numOpRevTl": null,
"totCollAmt": null,
"applicationType": "INDIVIDUAL",
"annualIncJoint": null,
"dtiJoint": null,
"isIncVJoint": null,
"openAcc6m": null,
"openActIl": null,
"openIl12m": null,
"openIl24m": null,
"mthsSinceRcntIl": null,
"totalBalIl": null,
"iLUtil": null,
"openRv12m": null,
"openRv24m": null,
"maxBalBc": null,
"allUtil": null,
"inqFi": null,
"totalCuTl": null,
"inqLast12m": null,
"mtgPayment": 83.33,
"housingPayment": null,
"secAppFicoRangeLow": null,
"secAppFicoRangeHigh": null,
"secAppEarliestCrLine": null,
"secAppInqLast6Mths": null,
"secAppMortAcc": null,
"secAppOpenAcc": null,
"secAppRevolUtil": null,
"secAppOpenActIl": null,
"secAppNumRevAccts": null,
"secAppChargeoffWithin12Mths": null,
"secAppCollections12MthsExMed": null,
"secAppMthsSinceLastMajorDerog": null,
"revolBalJoint": null,
"disbursementMethod": "DIRECT_PAY",
"outstandingPrincipal": 20000.000000000000,
"accruedInterest": 0,
"askPricePercentage": 1.100000000000,
"askPriceBasis": "PRINCIPAL",
"estimatedAskPrice": 22000.000000000000000000000000,”
"CRA_Application_Low_Income_Census_Tract": false,
"CRA_Application_Moderate_Income_Census_Tract": false,
"CRA_Application_Middle_Income_Census_Tract": false,
"CRA_Application_Upper_Income_Census_Tract": true,
"CRA_Application_Missing_Income_Census_Tract": false,
"CRA_Application_Low_Income": false,
"CRA_Application_Moderate_Income": false,
"CRA_Application_Mid_Upper_Income": true,
"CRA_Application_Missing_Income": false,
"CRA_Application_Distressed": true,
"CRA_Application_Underserved": true,
"CRA_Application_Eligibility": true,
"CRA_Application_State": 01,
"CRA_Application_County": 0123,
"CRA_Application_MSA_MD": 33400
}]
}