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Pending Transfers

This subresource enables user to find pending fund transfers for the investor's account.

Operation: GET

URL: https://api.lendingclub.com/api/investor/[version]/accounts/[Investor Id]/funds/pending

URL Parameters: Investor Id — This can be obtained from the Account Summary section on LendingClub website when a user is logged in.

Query Parameters: None.

Supported Formats: JSON, XML, CSV

Request/ Response data:

Name

Type

Nullable

Description

transferId

integer

No

Transfer transaction Id

transferDate

Date

No

Transfer Scheduled Date

amount

BigDecimal

No

Transfer amount

sourceAccount

String

No

Transfer Source Account

status

String

No

Status of the Scheduled Transfer

frequency

String

No

Frequency of Fund Transfer.
Valid values are:
LOAD_NOW, LOAD_ONCE, LOAD_WEEKLY, LOAD_BIWEEKLY, LOAD_ON_DAY_1_AND_16, LOAD_MONTHLY

endDate

Date

Yes

Recurring transfer end date or null is returned in case of one time transfers

operation

String

No

Type of transfer. Valid Values:
ADD_FUNDS or WITHDRAW_FUNDS

cancellable

Boolean

No

Returns boolean indicating whether this transaction can be cancelled or not.

Response: JSON -

Response: XML -

Response: CSV -

A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $19,008 for a term of 36 months, with an interest rate of 11.74% and a 6.00% origination fee of $1,140 for an APR of 16.09%. In this example, the borrower will receive $17,868 and will make 36 monthly payments of $629. Loan amounts range from $1,000 to $40,000 and loan term lengths range from 24 months to 60 months. Some amounts, rates, and term lengths may be unavailable in certain states. 

For Personal Loans, APR ranges from 8.91% to 35.99% and origination fee ranges from 3.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. Lowest APR is available to borrowers with excellent credit. Advertised rates and fees are valid as of Oct 10, 2024 and are subject to change without notice. 

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

LendingClub,” the “LC” symbol, “TopUp,” and “DebtIQ” are trademarks of LendingClub Bank.

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