Savings Accounts and CDs FAQ
Application
- How can I open a savings account?
- What do I need to start a savings account application?
- What is the minimum amount required to open a savings account?
- How do I fund my savings account?
- When will my funds be available to use after I open my savings account?
- Can I add a joint owner to my savings account?
- How do I add a beneficiary to my savings account?
- Do you do a credit check?
- How do I get a debit/ATM card?
- How do I get started on Online Banking?
- New Account Checklist
Account Details
Product Features
- How do I earn interest on my savings account?
- How do I activate a new ATM/Debit card?
- How does early direct deposit work?
- What is the minimum balance to keep in my savings account?
- Are they any fees for my savings account?
- What is a LevelUp Savings account?
- How do I earn a LevelUp Rate?
- When is the First "Evaluation Period" for a new LevelUp Savings Account?
- What type of deposits qualify for the LevelUp Rate?
- Is there a minimum amount required for a deposit?
- What happens if I miss the deposit requirement for a month?
- What is a CD and how does it work?
- Can I withdraw my money early from my CD and are there penalties?
- Can I add additional funds to my CD?
- What happens when my CD matures?
- Will I be notified as my CD nears maturity?
- What is the Evaluation Period?
- Can I make multiple deposits in a month to meet the qualifying amount?
- Do I need to make deposits prior to the First Evaluation Period?
- Can I set up recurring deposits to ensure I always make a deposit?
- Is LevelUp Savings only for new members?
Money In
- How do I add more funds to my savings account?
- Where can I deposit cash into my savings account?
- How do I link an external account?
- How do I manually verify an external account?
- What is a Qualifying Direct Deposit?
- How can I set up a Direct Deposit?
- Can I set up Direct Deposit for more than 1 savings account?
- When setting up Direct Deposit, what credentials should I use when connecting with my payroll provider?
- Do I give LendingClub 100% of my paycheck?
- How do I use the Mobile Deposit feature?
- What is the incoming international wire process?
- What is a wire transfer and SWIFT code?
- What are the domestic wire instructions to send a wire to a LendingClub account?
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