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How do I set up my LendingClub profile?

With your LendingClub profile, you can get 24/7 access to your account. To enroll, click here.

Setting up your LendingClub profile is easy and can be done once you have completed your application. Click on the enroll link included in the text message we sent out; you will need access to your mobile phone to apply the one-time code before your password is set!

When you’re ready, set up your password, and we will re-verify your information. You will receive confirmation that your enrollment is complete and you are ready to start banking online.

Be sure to download the LendingClub app to take banking on the go!

LendingClub Resources

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Related FAQ's
How do I get a debit/ATM card?
If requested during account opening, your debit/ATM card should arrive within 7-10 business days after your application is approved.
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Can I add a joint owner to my savings account?
Yes! As part of the application you will have the opportunity to add a joint account owner after you submit your personal information and receive confirmation on the details of your newly approved LendingClub account.
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When will my funds be available to use after I open my savings account?
Your initial deposit for opening your account will be held for 5 days in order to validate your account.
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Do you do a credit check?
LendingClub does not pull credit as part of our account opening process. However, we do obtain information from a credit bureau used to validate your personal information. The request for information does not affect your credit score.
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How do I add a beneficiary to my savings account?
You can request to add a beneficiary as part of your application or after submitting and receiving confirmation on your new LendingClub account.
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{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
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Accrued Interest
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment. 
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Charge-Off
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
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Fixed Interest Rate
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.
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Feb 4, 2023
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595 Market Street, Suite 200

San Francisco, California 94105

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Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

LendingClub,” the “LC” symbol, “TopUp,” and “DebtIQ” are trademarks of LendingClub Bank.

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