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How do I withdraw from my account?

You can withdraw funds from the account in three ways.

  • Use your LendingClub debit card to withdraw funds free of fees at a MoneyPass or SUM ATM location. Locate an ATM.

  • Make an external transfer (ACH) to another financial institution for no fee. You can add an external account by selecting Settings > Link New External Account in your LendingClub profile.

  • Elite and Reserve account holders can initiate a wire transfer in their LendingClub profile. For all other customers, you can reach out to Customer Service here to initiate a wire. Please note that there is a fee to send a wire. View Product Terms and Conditions.

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Related FAQ's
How do I initiate an external transfer?
Once you have set up an external account, you are ready to initiate a transfer.
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In your LendingClub profile, select Move Money > Bill Pay.
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How do I send a domestic and international wire? Are there fees or limits?
Personal Banking Customers: Our Elite and Reserve Tier customers can place a wire via Online banking or the LendingClub Mobile app. For all other customers, they can reach out to Customer Service at 800.242.0272 to initiate a wire. 
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Can I send a same-day wire, cancel a wire or initiate a wire by phone?
Domestic wires submitted before 5:30 PM ET. and International wires submitted before 1:00 PM ET. will be sent the same day. Wires submitted after these times will be sent the next business day. 
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{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
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Accrued Interest
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment. 
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Charge-Off
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
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Fixed Interest Rate
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.
F Letter Term
Feb 4, 2023
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