Logo

Privacy and Security

2 min read

We take the privacy and security of our members, investors, and partners seriously. Here are some answers to frequently asked questions about LendingClub’s privacy policies.

Where can I find LendingClub’s privacy policy?

You can view our Privacy Policy or download a copy from our website.

Does LendingClub share my personal information?

Our Privacy Policy provides information about our data-sharing practices, including reasons we can share your personal information, whether we share, and if you can limit sharing.

How do I opt out of marketing and promotional emails?

To opt out of marketing and promotional emails, click the unsubscribe link at the bottom of any email you receive from us. See our Privacy Policy for more details.

Does LendingClub delete my personal information after my account is closed?

Consistent with state and federal laws, we retain account information, including applications and partial applications, for a period of time. All financial service companies must meet certain retention requirements. See our Privacy Policy for more details.

Does LendingClub sell my personal information as defined by the California Consumer Privacy Act (CCPA)?

We don’t sell personal information as defined by the CCPA. See our Privacy Policy for more details.

How do I exercise my “right to know” or “right to delete” under the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA)?

Our Privacy Policy has a section titled “Your California Privacy Rights.” This section provides details about your rights as a California consumer and how you can exercise them, as well as a link to our online privacy portal where you can submit a request form.

How does LendingClub protect my personal and financial information?

We maintain a security program to keep your information safe. Our security measures comply with federal law and are designed to meet or exceed industry standards for financial institutions.

Is LendingClub’s website secure and encrypted?

Every page of our website is secure and encrypted with Transport Layer Security (TLS)* to protect your personal and financial information over the internet. You'll see the HTTPS protocol with the corresponding lock icon in your internet browser’s address bar when you're on our site.

Where can I obtain a copy of LendingClub’s work-related privacy disclosure for employees, contractors, and job applicants?

A link to our work-related privacy disclosure for employees, contracts, and job applicants is provided in our Privacy Policy.


* Sometimes referred to as Secure Sockets Layer (SSL)/TLS

LendingClub Resources

Related Articles
Whether you’re stuck in a high-interest auto loan and want to save money, or you’re looking to slash your monthly car payment, an auto refinance may be the answer for you. However, if your credit score is less than 700, you may be wondering if you can refinance your auto loan with bad credit.
Nov 20, 2024
7 min read
man focused on work at home office
From buying gifts to traveling, entertaining, decorating, and even cultivating a holiday wardrobe, you may have a lot on your shopping list. By preparing a holiday budget ahead of time—and sticking to it—you’ll be better equipped to make it through the holiday season without breaking the bank.   
Nov 19, 2024
5 min read
Use holiday budgeting tips to save you money this season.
If you’ve missed payments and creditors are calling, you may be feeling like you’re drowning and desperate for a lifeline. Even if you proactively seek solutions, finding a solution to becoming debt-free can be difficult.
Nov 6, 2024
8 min read
What Is a Debt Management Plan?
Taxes may not be the most exciting thing you'll ever do, but if you have a personal loan, knowing the potential tax implications can help when it comes time to file your return.
Oct 8, 2024
6 min read
Are Personal Loans Tax Deductible?
Chances are, you’re managing money differently today than you were a few years ago. If your shopping, spending, and money management have moved online and onto your phone, you might want to consider whether an online-only bank is a fit for you.
Sep 30, 2024
7 min read
Guide to Banking Online
Related Impact
From groceries and diapers to Halloween costumes for pets, nearly 60% of American consumers prefer to shop online for everyday items that make life more convenient, comfortable, and enjoyable. And with rising prices showing no signs of stopping anytime soon, we’re pleased to introduce StackitTM from LendingClub Bank—a new browser extension that automatically finds and rewards eligible members with coupons and cash back for extra savings at more than 15,000 favorite online retailers.
Nov 13, 2022
2 min read
blog header stackit 765x430 v1-1
Even in today’s low-yield, high-inflation environment, it’s essential to keep a certain amount of money in an easy-to-access checking or savings account for things like daily household and emergency expenses, or to meet short-term financial goals.
Oct 2, 2022
5 min read
LendingClub Rewards Checking Nationally Certified as Trusted, Afforda
Since 2007, LendingClub has been on a mission to deliver a world-class experience to all our members. This month we took a moment to reflect on the more than four million members who have chosen LendingClub as their partner to help them reach their financial goals.
Apr 19, 2022
2 min read
Illustration of large number 4 and letter M made up of colorful, tiny illustrations of ethnically diverse people
In March 2022, we hosted our first quarterly webinar where we celebrated our one-year anniversary as a digital marketplace bank. 
Mar 6, 2022
less than a minute read
Blog-post
LendingClub completed the acquisition of Radius Bank in February 2021. At that time, in addition to the direct-to-consumer deposit business, we inherited a fintech partner program, and several lending businesses. As we reach the one-year anniversary of the acquisition, and in conjunction with the conclusion of a strategic review of our business operations, we have made the decision to discontinue certain businesses that don’t fit our mission.  
Jan 2, 2022
2 min read
Man in blue button up shirt and glasses smiling
Related FAQ's
Stackit is a brand-new browser extension for personal loan members that’s free, easy to install, and automatically finds cash back and coupons at more than 15,000 of your favorite online stores.
Jun 7, 2023
5 min read
LendingClub Bank is the only full-spectrum financial technology (fintech) marketplace bank and the first public US neobank.
Jun 7, 2023
less than a minute read
On February 1, 2021, LendingClub Bank, N.A., closed the acquisition of Radius Bancorp and its wholly-owned subsidiary, Radius Bank, becoming the only full-spectrum financial technology (fintech) marketplace bank and the first public U.S. neobank.
Jun 7, 2023
2 min read
We offer several ways for you to make your monthly auto loan payment, so you can choose the method that works best for you. A statement will be mailed to you every month that shows the payment amount and due date.
Nov 29, 2023
less than a minute read
LendingClub provides a year-end statement that summarizes your account activity, including how much interest you’ve earned and information regarding Notes tied to loans that have been charged off.
Jun 7, 2023
less than a minute read
Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
Sep 6, 2023
4 min read
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
Mar 21, 2023
3 min read
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment. 
Mar 21, 2023
4 min read
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
Feb 7, 2023
3 min read
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.
Feb 4, 2023
3 min read

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

"LendingClub" and the "LC" symbol are trademarks of LendingClub Bank.

© 2024 LendingClub Bank. All rights reserved.