LendingClub is required to accurately report a complete history of a Member’s credit relationship. If you believe that your credit bureau report contains inaccurate or incomplete information regarding your LendingClub account, you can dispute it directly with LendingClub by completing a dispute form.
You can obtain free copies of your full credit report through Annualcreditreport.com
Or the below major credit bureaus:
LendingClub cannot make exceptions to our credit reporting process and is unable to remove or change any accurate data that has been reported.
To allow LendingClub to quickly and accurately review your dispute:
Ensure the dispute form is completed accurately.
If you have supporting documentation, you may include it in your dispute which may include, for example: a copy of the relevant portion of your consumer report.
Please mail your dispute to:
LendingClub
Attn: Credit Dispute
595 Market Street, Suite 200
San Francisco, CA 94105
We recommend sending your documents using certified mail.
We will only consider data from the major credit bureaus (noted above). We are unable to review data from companies like:
CreditKarma.com
Myfico.com
Alternatively, you can dispute directly with the credit bureaus:
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