Payments process in 1–3 business days.
How long does it take for a payment to process?
Additional null FAQ
- How do I upload documents?
- How is my minimum monthly payment calculated?
- Can I change my payment due date?
- How do I check my monthly payment amount?
- What documents may I be asked to submit?
- How do I complete the 4506-T form?
- What can I use my CleanSweep line of credit for?
- How do I set up and cancel autopay for CleanSweep?
- Are there any fees?
- What can I do if a payment to a creditor is returned?
- Where can I see my original agreement after I initiate a balance transfer?
- How do I confirm my income?
- How do I add creditors to my balance transfer loan?
- How long do I have to use my available credit?
- What does "payment due" mean?
- When do I get a statement for my balance transfer plan?
- What is a CleanSweep Balance Transfer?
- Why is the button on my account dashboard to initiate balance transfers disabled?
- How do I initiate a balance transfer?
- What is a payment due date?
- If your creditor is not on the list of creditors while making the Balance Transfer
- How do I apply?
- How do I access my line of credit?
- How Do I Confirm My Email Address?
- I got a notice that one of my balance transfers was canceled. Why did that happen?
- What is the minimum and maximum balance transfer I can initiate?
- What are the typical terms of a balance transfer plan?
- How long does it take for a balance transfer to process?
- How Do I Link My Bank Account?
- Why is my minimum monthly payment less than what I was told when I initiated the balance transfer?
- How do I make payments on my CleanSweep line of credit?
- How Do I Confirm My Employment?
- I initiated a balance transfer by mistake. Can I cancel the balance transfer?
- How many creditors can I add to a balance transfer at once?
- Will I get a notification once my payment processes?
- What is the minimum creditor balance I can transfer as part of a balance transfer?
Keep more of what you earn and earn more on what you save.
Check your rate. It won’t impact your credit score.2
LendingClub Resources
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Even in today’s low-yield, high-inflation environment, it’s essential to keep a certain amount of money in an easy-to-access checking or savings account for things like daily household and emergency expenses, or to meet short-term financial goals.
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In March 2022, we hosted our first quarterly webinar where we celebrated our one-year anniversary as a digital marketplace bank.
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Related FAQ's
The payment transaction type (signature-based or other) is ultimately decided by the merchant and is based on how the transaction is transmitted at the time of processing.
Once you submit your application, we may ask you for additional paperwork to verify your information.
To process your application, we may need to confirm your income matches what was on your application.
Adding creditors to your balance transfer loan is easy.
In some cases, we may need to confirm your employment before your application can be finalized. The fastest way to confirm your employment is to provide your work email address.
Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment.
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.
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