To determine your minimum payment due, we add the installment payment due for each outstanding Balance Transfer Plan, plus any amount past due.
To determine your estimated installment payment, we:
Start with the amount of the balance transfer or the principal amount.
Calculate estimated interest charges from the date on which you create a Balance Transfer Plan through the end of the Balance Transfer Plan period.
Add the principal amount from Step 1 to the amount of estimated interest charges from Step 2 and divide this sum by 36. The result is your estimated Installment Payment for the Balance Transfer Plan.
For a detailed explanation of the minimum payment due, click View Statements & Documents under Details & Documents in your Member Center, then open your CleanSweep cardholder agreement.
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