How Long Does It Take to Receive a Response to My Application?

Self-care doesn't have to be expensive. Here are some creative, low-cost strategies to boost your mental well-being.

Your credit score is a big factor in determining your interest rate and whether you qualify for a loan. By better understanding the key factors that make up your credit score, you can feel more in control.

Skipping bill payments, carrying more debt, or applying for a lot of credit at once may cause your credit scores to take a dip.

Shift from scarcity to abundance by focusing on financial growth, saving, and investing. Prioritize long-term goals, celebrate progress, and adopt a mindset of opportunity rather than limitations.

For centuries, American women have fought for gender pay equality, lobbied for financial autonomy, and more than earned their places of leadership in the economy. Women and their legacy have impacted today’s world and economy in countless ways.

At LendingClub Bank, we care about your financial health. We make it easy for you to make payments that keep your account on track.

If you believe that your credit report contains inaccurate or incomplete information, you can dispute it directly with the agency that’s reporting it.

We offer several ways for you to make your monthly auto loan payment, so you can choose the method that works best for you. A statement will be mailed to you every month that shows the payment amount and due date.

LendingClub provides a year-end statement that summarizes your account activity, including how much interest you’ve earned and information regarding Notes tied to loans that have been charged off.

In the Practice Center Dashboard you’ll see Complete in the status column once signed approval documents have been received and accepted.

{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.

{noun} The total annual cost to borrow money, including fees, expressed as a percentage.

{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment. 

A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.

{noun} An interest rate that remains the same for a set time, usually for the life of the loan.