DebtIQ uses soft inquiries from TransUnion to pull your information, which won't impact your credit score.
Will using DebtIQ impact my credit score?
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We work with TransUnion and a trusted data provider to retrieve your credit card information from the financial institutions listed on your credit report.
We protect your data using industry-standard encryption and other security measures. This means your financial data is stored securely.
At LendingClub Bank, we care about your financial health. We make it easy for you to make payments that keep your account on track.
If you believe that your credit report contains inaccurate or incomplete information, you can dispute it directly with the agency that’s reporting it.
We offer several ways for you to make your monthly auto loan payment, so you can choose the method that works best for you. A statement will be mailed to you every month that shows the payment amount and due date.
Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment.
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.