Your credit score in DebtIQ is your VantageScore. While both FICO® and VantageScore models use your credit report to calculate your score, they do so differently, so your VantageScore could look slightly different than your FICO score.
What is the credit score in DebtIQ?
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DebtIQ is all about helping you get smarter about managing credit card debt.
DebtIQ is a tool designed to help you get smarter about monitoring and managing your credit card debt.
DebtIQ uses your TransUnion credit report.
At LendingClub Bank, we care about your financial health. We make it easy for you to make payments that keep your account on track.
If you believe that your credit report contains inaccurate or incomplete information, you can dispute it directly with the agency that’s reporting it.
Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment.
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.