Member Benefits
Membership that
means something
Unlock exclusive rewards, discounts, and products.
Take advantage of exclusive member perks

Exclusive access

Free credit monitoring

Bigger savings

Cash back rewards

Personalized offers

ATM rebates

Faster member applications

Early payday

Helpful resources
Members-only products

LevelUp Checking
LevelUp your money with our $0-fee checking account
Unlock these benefits with a Direct Deposit each month:
Earn 1% cash back on everyday purchases with your debit card.5
Already have a LendingClub personal loan? You'll earn 2% cash back for on-time payments from your LevelUp Checking account.6
Get your paycheck up to 2 days early.4
DebtIQ
Monitor all of your debt in one place for free
See your credit score and report anytime in the LendingClub app.
Use our smart simulator to see how different actions could impact your score.
Get real-time alerts about changes to your credit report.


TopUp™ loan
Swap your current loan and get the extra funds you need
Receive an invitation to apply for a TopUp loan if you're up to date on payments 9 months after getting your LendingClub loan.*
You could lower your payments with a competitive rate and make one single monthly payment.
When approved, you could have your funds in as little as 24 hours.7
*Conditions apply1
It pays to be a member
Improve your credit
Save more money
Less interest paid
Ready to join the Club?
Your membership gets
better in the app
Make the smartest money move of the day.
Download the LendingClub app now.¹¹