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LevelUp your earnings with our bank accounts

LevelUp Savings

Earn 10x the National Average1 with 4.40% APY on your entire balance when you deposit $250+ per month.2
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For Members Only

LevelUp Checking

You could earn cash back on debit card purchases and LendingClub personal loan payments with our members-only checking account.
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Consumer Certificate of Deposit

Guaranteed rate for the duration of the CD term. Rates may change prior to account opening.

4.00% APY³

for 6 months

4.00% APY³

for 10 months

3.75% APY³

for 1 year

4.25% APY³

for 14 months

3.50% APY³

for 18 months

3.50% APY³

for 2 years

3.45% APY³

for 3 years

3.40% APY³

for 5 years

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  1. National average source: FDIC as of 10/17/2024.

  2. LevelUp Rate of 4.40% Annual Percentage Yield (“APY”) is accurate as of 06/24/2025. Standard Rate of 3.40% APY accurate as of 06/24/2025. Rates are variable and subject to change at any time without notice, at the sole discretion of the bank. 

    LevelUp Rate is applied to the full balance of LevelUp Savings accounts that receive a total of at least $250 in deposits during the Evaluation Period. Otherwise, accounts will earn the Standard Rate. Interest payments, account bonuses, account credits and reversals or refunds from the bank are not considered deposits for rate evaluation purposes. All LevelUp Savings accounts earn the LevelUp Rate at account opening and continue to earn the LevelUp Rate until the First Evaluation Period, to provide an opportunity to set up deposits. While accounts will not move from the LevelUp Rate prior to the First Evaluation Period, the LevelUp Rate is variable and subject to change at any time, including prior to the First Evaluation Period.

    An Evaluation Period is a statement cycle. The First Evaluation Period will be the third statement cycle after you open your account, with any rate change becoming effective the next statement cycle. For example, if you open in August, the first Evaluation Period would be October with any rate change effective in November. Any rate changes will take place at the end of the first business day of the month and will be based on deposits in the previous statement cycle. 
     
    Fees may reduce earnings. $0 minimum opening deposit. Additional information can be found in the Product Terms & Conditions and FAQs.  

  3. Annual Percentage Yield (APY) accurate as of 06/24/2025. Minimum amount to open is $500.00. Maximum opening deposit amount of $500,000.00. Fees could reduce earnings on account. A penalty may be imposed for early withdrawal. At the end of the initial term, CDs will automatically review at the then-offered rate.