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Frequently Asked Questions

How do I manage my loan account?

You can view and change most of your account information right from your Member Center, including your password, phone number, physical address, and email address ...

    How do I make early or extra payments?

    You can make a one-time payment from your Member Center, by check, or over the phone ...

      How do I change my due date?

      You have options if you need to change your due date. As long as your account is current, you can make a one-time change to your next payment date...

        How do I get started with Online Banking?

        With Online Banking, you can get 24/7 access to your account. To enroll, click here. ...

          How do I link an external account?

          Depending on the linking option you have selected, it may be necessary for two (2) micro deposits to be made into the external account...

            How can I set up a direct deposit?

            Set up a direct deposit into your account, and you could be eligible to receive your money up to 2 days earlier.

              What is auto refinance?

              Looking for a lower monthly car loan payment? Refinancing your car loan with LendingClub could lower your monthly car payments...

                What are the rates and fees for auto refinance loans?

                Rates and fees for your auto refinance loan depend on several factors, like your credit history and income. ...

                  How do I refinance my car loan?

                  It’s fast and simple to refinance your car loan with LendingClub Bank. If your car loan’s remaining balance is between $5,000 and $55,000 ...

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                    Related Glossary
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                    {noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
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                    {noun} The total annual cost to borrow money, including fees, expressed as a percentage.
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                    {noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment. 
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                    A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
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                    Fixed Interest Rate
                    {noun} An interest rate that remains the same for a set time, usually for the life of the loan.
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