C2C Listings

offset

Integer

No

Retrieve a subset of loans starting with the offset value

limit

Integer

No

Limit the number of results returned

roomName

String

No

Limit the results to the items in a given room

includeIndividual

Boolean

No

Retrieve loans listed as individual items in the listing

includeBasket

Boolean

No

Retrieve loans listed as part of a basket. If used, this query parameter will return all baskets

offset

Integer

No

Offset and limit for basket order is on the basket level, a limit of 3 will show 3 whole baskets with all of their items

limit

Integer

No

Limit the number of results returned

id

String

Basket identifier which equals to sell order id, buyer can use this to bid against basket

estimatedTotalAskPrice

Integer

Sum of dollar amount ask price of items within basket

totalValue

BigDecimal

Sum of all OP and AI of items within basket

totalOutstandingPrincipal

String

Sum of all OP of items within basket

totalAccruedInterest

Number

Sum of all AI of items within basket

itemCount

Number

Total count of items within basket

allOrNoneFlag

Boolean

This flag can be TRUE or FALSE and determines how loans are settled upon
sale. If set to TRUE, the entire order will fail if any of its items
falls into an invalid loan status. If it is set to FALSE, only
individual items that are in an invalid loan status will fail, the rest
of the order will be executed. Valid loan statuses are determined by the
seller, and can be any of the statuses that LendingClub loans can
progress through (Current through Default)

acceptDate

String

The date which the borrower accepted the offer

accNowDelinq

Integer

How many accounts this borrower has that are delinquent

accOpenPast24mths

Integer

Number of trades opened in past 24 months

accruedInterest

BigDecimal

Amount of interested accrued since the previous payment

addrState

String

The address state provided by the borrower during loan application

allUtil

Number

Balance to credit limit on all trades

annualInc

Number

The annual income provided by the borrower during registration

annualIncJoint

Number

The joint annual income if the applicationType is "JOINT"

applicationType

String

The loan application type. Valid values are "INDIVIDUAL" or "JOINT"

askPricePercentage

BigDecimal

1.0 is 100% or par This field is always returned. askPricePercentage * PrincipalOutstanding + accruedInterest * 100% = askPrice

askPriceBasis

String

The basis on which the askPrice is based. For example: "Principal"

avgCurBal

Integer

Average current balance of all accounts

bcOpenToBuy

Integer

Total open to buy on revolving bankcards

bcUtil

Number

Ratio of total current balance to high credit/credit limit for all bankcard accounts

chargeoffWithin12Mths

Integer

Number of charge-offs within 12 months

collectionRecoveryFee

BigDecimal

Total collection fee paid by the investor on this loan

collections12MthsExMed

Integer

Number of collections in 12 months excluding medical collections

countPayDay

Integer

The number of times the borrower has requested to change their payment date

currentPaymentStatus

String

Status of the most recent expected payment

debtSettlementFlag

String

Indicator whether a borrower agreed to a settlement plan - can be Y or N

debtSettlementFlagDate

Date

Date when the loan entered debt settlement

deferralTerm

Integer

Number of months borrower payments have been deferred

delinq2yrs

Integer

The Number of 30+ days past-due incidences of delinquency in the borrower's credit file for the past 2 years

delinqAmnt

Number

The past-due amount owed for the accounts on which the borrower is now delinquent

description

String

Loan description provided by the borrower

disbursementMethod

String

It will indicate the loan disbursement method. Valid values are "DIRECT_PAY" or "CASH"

dti

Number

The borrower's debt to income ratio, calculated using the monthly
payments on the total debt obligations, excluding mortgage, divided by
self-reported monthly income

dtiJoint

Number

The joint debt to joint income ratio. This field is populated if the
applicationType is "JOINT". Calculated using the monthly payments on the total debt obligations, excluding mortgage, divided by self-reported
monthly income

earliestCrLineDate

Date

The date the borrower's earliest reported credit line was opened

empLength

Integer

Employment length in months. Possible values are whole numbers from 0 and higher. Null indicates not employed

empTitle

String

Employment title

expDate

Date

Expiration date of listing

expDefaultRate

Number

The expected default rate of the loan

ficoRangeHigh

Integer

The upper boundary of range the borrower's FICO belongs to

ficoRangeLow

Integer

The lower boundary of range the borrower's FICO belongs to

firstMonthPayment

BigDecimal

Amount paid by borrower in the first month

grade

String

LendingClub assigned loan grade

hardshipAmount

BigDecimal

Payment amount per pay period of a loan in a hardship plan

hardshipDaysPastDue

Integer

Number of days borrower is past due on when they start a hardship payment plan

hardshipEndDate

Date

Due date for the final payment of a hardship plan

hardshipFlag

String

Indicator for whether loan is currently on an active hardship plan - can be Y or N

hardshipLastPaymentAmount

BigDecimal

The most recent payment amount of the loan before the start of the hardship payment plan

hardshipLength

Integer

Number of payments on the hardship plan

hardshipLoanStatus

String

The most recent status of the loan before the start of the hardship payment plan

hardshipPayoffBalanceAmount

BigDecimal

The payoff balance amount on the start of the hardship payment plan

hardshipReason

String

Hardship Reason: UNEMPLOYMENT REDUCED_HOURS DIVORCE MEDICAL DISABILITY
FAMILY_DEATH NATURAL_DISASTER OTHER INCOME_CURTAILMENT
EXCESSIVE_OBLIGATIONS

hardshipStartDate

Date

The due date of the first payment for the Hardship payment plan.

hardshipStatus

String

"Status Code: NONE PENDING ACTIVE CANCELED (historic use) COMPLETED BROKEN

hardshipType

String

"Hardship type: ""NO PLAN"" ""INTEREST ONLY-3 MONTHS DEFERRAL""

homeOwnership

String

The home ownership status provided by the borrower during registration
or obtained from the credit report. Our values are: RENT, OWN, MORTGAGE,
OTHER

ilUtil

Number

Ratio of total current balance to high credit/credit limit on all install acct

initialListStatus

String

The initial listing status of the loan. Possible values are W, F

inqFi

Integer

Number of personal finance inquiries

inqLast12M

Integer

Number of credit inquiries in past 12 months

inqLast6mths

Integer

The Number of inquiries by creditors during the past 6 months

installment

Number

The monthly payment owed by the borrower if the loan originates

intRate

Number

Interest rate that is being charged for the loan

interestPending

BigDecimal

Pending amount of interest the investor is expecting once a payment settles

interestReceived

BigDecimal

Total interest received by investor. Only includes settled payments, not payments in flight

isIncV

String

Indicates if income is verified by LendingClub

issuedDate

Date

Date one which the loan was issued to the borrower

jointApp

String

Indicator if this loan is a joint application or not - values can be Y or N

lastCreditPullD

Date

Date when the borrowers credit report was last pulled by LendingClub

lastFicoRangeHigh

Integer

The upper boundary of range the borrower's FICO belongs to, upon the most recent check with the credit bureau

lastFicoRangeLow

Integer

The lower boundary of range the borrower's FICO belongs to, based on the most recent data available from the credit bureau

lastPymntAmnt

BigDecimal

Amount of the most recently completed payment by the borrower

lastPymntD

Date

Date of last payment completed by the borrower

lateFeesReceived

BigDecimal

Total amount of late fees received by the investor from the loan

listD

String

First listing date of the loan

loanAmount

Number

The listed amount of the loan applied for by the borrower. If at some
point in time, the credit department reduces the loan amount, then it
will be reflected in this value

loanId

Integer

Unique LendingClub ID number for the loan

loanStatus

String

Status of the loan at the time of the sale

loanStatusDate

Date

Date that the loanStatus field changed most recently

loanType

String

"Type of application LEAD INVITATION APPLICATION

maxBalBc

Number

Maximum current balance owed on all revolving accounts

mortAcc

Integer

Number of mortgage accounts

moSinOldIlAcct

Integer

Months since oldest installment account opened

moSinOldRevTlOp

Integer

Months since oldest revolving account opened

moSinRcntRevTlOp

Integer

Months since most recent revolving account opened.

moSinRcntTl

Integer

Months since most recent account opened

mthsSinceLastDelinq

Integer

The Number of months since the borrower's last delinquency

mthsSinceLastMajorDerog

Integer

Months since most recent 90-day or worse rating

mthsSinceLastRecord

Integer

The Number of months since the last public record

mthsSinceRcntIl

Integer

Months since most recent installment accounts opened

mthsSinceRecentBC

Integer

Months since most recent bankcard account opened

mthsSinceRecentBcDlq

Integer

Months since most recent bankcard delinquency

mthsSinceRecentInq

Integer

Months since most recent inquiry

mthsSinceRecentRevolDelinq

Integer

Months since most recent revolving delinquency

newDueDate

Integer

Day of the month that the regular payment date has been changed to

nextPaymentDate

Integer

Date when the next payment for the loan is scheduled to be paid

noteAmount

BigDecimal

Value of the Note based on the principal outstanding

noteId

Integer

Unique LendingClub ID for the Note

noteIssuedDate

Date

Date Note was originally issued

noteStatus

String

Status of the note. Can be ISSUED CURRENT GRACE PERIOD LATE 16-30 DAYS LATE 31-120 DAYS DEFAULT CHARGED-OFF

numAcctsEver120Pd

Integer

Number of accounts ever 120 or more days past due

numActvBcTl

Integer

Number of currently active bankcard accounts

numActvRevTl

Integer

Number of currently active revolving trades

numBcSats

Integer

Number of satisfactory bankcard accounts

numBcTl

Integer

Number of bankcard accounts

numIlTl

Integer

Number of installment accounts

numOpRevTl

Integer

Number of open revolving accounts

numRevAccts

Integer

Number of revolving accounts

numRevTlBalGt0

Integer

Number of revolving trades with balance > 0

numSats

Integer

Number of satisfactory accounts

numTl120Dpd2M

Integer

Number of accounts currently 120 days past due (updated in past 2 months)

numTl30Dpd

Integer

Number of accounts currently 30 days past due (updated in past 2 months)

numTl90GDpd24M

Integer

Number of accounts 90 or more days past due in last 24 months

numTlOpPast12M

Integer

Number of accounts opened in past 12 months

openAcc

Integer

The Number of open credit lines in the borrower's credit file

openAcc6M

Integer

Number of open trades in last 6 months

openActIl

Integer

Number of currently active installment trades. This field is a replacement field for openIl6m

openIl12M

Integer

Number of installment accounts opened in past 12 months

openIl24M

Integer

Number of installment accounts opened in past 24 months

openRv12M

Integer

Number of revolving trades opened in past 12 months

openRv24M

Integer

Number of revolving trades opened in past 24 months

orderDate

Date

Date when the order was placed for the loan

orderId

Integer

Unique ID for the order placed

originalAssetAmount

BigDecimal

Original amount that the borrower borrowed at the time of issuance

originalContractDueDate

Integer

Day of month that the borrower was originally meant to make monthly payment

origProjectedAdditional AccruedInterest

String

The additional interest amount that will accrue for the given Payment Plan

outPrncp

BigDecimal

Principal outstanding on the Note/Loan

outPrncpInv

BigDecimal

Total principal outstanding for the investor not including any amount funded by LC

outstandingPrincipal

BigDecimal

Principal outstanding on the Note/Loan

paymentPlanStartDate

Date

Date borrower started on payment plan

paymentsReceived

BigDecimal

Total amount of settled payments received. Payments in flight not included

pctTlNvrDlq

Integer

Percent of trades never delinquent

pendingPrincipalPayment

BigDecimal

Pending amount of principal the investor is expecting once a payment settles

percentBcGt75

Number

Percentage of all bankcard accounts > 75% of limit

portfolioId

String

ID of the portfolio this Note is part of

portfolioName

String

Name of portfolio

principalReceived

BigDecimal

Total principal received by the investor

pubRec

Integer

Number of derogatory public records

pubRecBankruptcies

Integer

Number of public record bankruptcies

purchaseInterest

BigDecimal

The amount of accrued interest that has not been received as of the date of the last sale

purchasePrincipal

BigDecimal

The remaining principal on the loan as of the date of the last sale

purpose

String

A category provided by the borrower for the loan request. Values are:
debt_consolidation, medical, home_improvement, renewable_energy,
small_business, wedding, vacation, moving, house, car, major_purchase,
credit_card, not_requested, other

pymntPlan

String

Indicator for whether loan has ever been on hardship plan – can be Y or N

intRate

Number

Interest rate that is being charged for the loan

recoveries

BigDecimal

Amount recovered from borrowers who charged off

revolBal

Number

Total credit revolving balance

revolBalJoint

Number

Sum of revolving credit balance of the co-borrowers, net of duplicate balances

revolUtil

Number

Revolving line utilization rate, or the amount of credit the borrower is using relative to all available revolving credit

secAppChargeoffWithin12Mths

Integer

Number of charge-offs within last 12 months at time of application for the secondary applicant

secAppCollections12MthsExMed

Integer

Number of collections within last 12 months excluding medical collections at time of application for the secondary applicant

secAppEarliestCrLine

String

Earliest credit line at time of application for the secondary applicant

secAppFicoRangeHigh

Integer

FICO range (high) for the secondary applicant

secAppFicoRangeLow

Integer

FICO range (low) for the secondary applicant

secAppInqLast6Mths

Integer

Credit inquiries in the last 6 months at time of application for the secondary applicant

secAppMortAcc

Integer

Number of mortgage accounts at time of application for the secondary applicant

secAppMthsSinceLastMajorDerog

Integer

Months since most recent 90-day or worse rating at time of application for the secondary applicant

secAppNumRevAccts

Integer

Number of revolving accounts at time of application for the secondary applicant

secAppOpenAcc

Integer

Number of open trades at time of application for the secondary applicant

secAppOpenActIl

Integer

Number of currently active installment trades at time of application for the secondary applicant. This field is a replacement field for secAppOpenIl6m

secAppRevolUtil

Number

Ratio of total current balance to high credit/credit limit for all revolving accounts

serviceFeeRate

Number

Service fee rate paid by the investor for this loan.

settlementAmount

BigDecimal

Settlement payment amount per pay period

settlementDate

Date

Date at which a borrower agreed on a settlement plan

settlementPercentage

Integer

"Settlement amount as a percentage of the Settlement Payoff Balance
SETTLEMENT_AMT / SETTLEMENT_PAYOFF_BAL A number between 0 and 100"

settlementStatus

String

"The current status of the settlement plan DRAFT ACTIVE BROKEN COMPLETE DENIED CANCELLED

settlementTerm

Integer

Number of payments on settlement plan

subGrade

String

LendingClub assigned loan subgrade

taxLiens

Integer

Number of tax liens

term

Integer

The Number of payments on the loan. Values are in months and can be either 36 or 60

title

String

What the borrower’s specified use case for the loan is – name of the loan

totalAcc

Integer

The total Number of credit lines currently in the borrower's credit file

totalBalExMort

Integer

Total credit balance excluding mortgage

totalBalIl

Number

Total current balance of all installment accounts

totalBcLimit

Integer

Total bankcard high credit/credit limit

totalCuTl

Integer

Number of credit union trades

totalIlHighCreditLimit

Integer

Total installment high credit/credit limit

totalPymnt

BigDecimal

Total payments received by the investor, payment in flight that has not been settled is not included in this field

totalPymntInv

BigDecimal

Total payments received by investor

totalRecInt

BigDecimal

Total interest received by the investor at the time of sale

totalRecLateFee

BigDecimal

Total amount of late fees received by the investor

totalRecPrncp

BegDecimal

Total amount of principal received by the investor

totalRevHiLim

Integer

Total revolving high credit/credit limit

totCollAmt

Integer

Total collection amounts ever owed

totCurBal

Integer

Total current balance of all accounts

totHiCredLim

Integer

Total high credit/credit limit

url

String

URL to the loan detail page

verificationStatusJoint

String

Joint app loan income verification status

wasPurchasedSecondary

String

Indicator if this loan was purchased previously on the secondary market – can be Y or N

zipCode

String

The first 3 numbers of the ZIP code provided by the borrower in the loan application

asOfDate

Timestamp

Effective UTC timestamp of the listings response

neverLate

Boolean

Indicates whether the loan has ever been late. FALSE when the status of the loan has ever been in Grace Period, Delinquent, In Collections, or Defaulted. TRUE otherwise

200

Success

400

Validation or business error

401

Unauthorized

403

Forbidden

404

Not found

452

Market closed

500

Unexpected failure