The TopUp™ loan gives you the extra money you need and allows you to refinance your existing LendingClub Bank personal loan at a competitive rate.
Once approved, we'll refinance your current personal loan into the TopUp loan for your remaining loan balance plus the extra amount you want to borrow. Then, we'll send the additional cash right to your bank account.
Your new TopUp loan may have a different interest rate, term length, and monthly payment from your existing loan. That's because when you refinance a personal loan and extend the time you are expected to pay it off, it could result in more interest paid over the loan term.
What is a TopUp loan?
Additional Before You Apply FAQ
Keep more of what you earn and earn more on what you save.
Check your rate. It won’t impact your credit score.2
LendingClub Resources
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Related FAQ's
Yes, the TopUp™ loan requires a minimum extra cash amount for each new loan request.
Your maximum borrowing amount is based on your current loan's balance and your individual credit profile.
Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment.
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.
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