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How quickly can I get my TopUp loan?

If approved, you can receive your money in as little as 3 business days.*

*Between April 1, 2024 to June 30, 2024, Personal Loans issued by LendingClub Bank were funded within 35 hours after loan approval, on average. 45% of Personal Loans issued by LendingClub Bank during the same period were funded within 24 hours after loan approval. Loan approval, and the time it takes to issue a credit decision, are not guaranteed and individual results vary based on creditworthiness and other factors, including but not limited to investor demand.

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Related FAQ's
How can I use my TopUp loan?
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Dec 31, 1969
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Am I required to take out extra cash?
Yes, the TopUp™ loan requires a minimum extra cash amount for each new loan request.
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How much can I borrow?
Your maximum borrowing amount is based on your current loan's balance and your individual credit profile.
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What is a TopUp loan?
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Are there any fees?
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Related Glossary
Revolving Credit
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
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Annual Percentage Rate (APR)
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
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Accrued Interest
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment. 
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Charge-Off
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
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Fixed Interest Rate
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.
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