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How do I withdraw from my account?

You can withdraw funds from the account in three ways.

  1. Use your LendingClub debit card to withdraw funds free of fees at a MoneyPass or SUM ATM location. Locate an ATM.  

  2. Make an external transfer (ACH) to another financial institution for no fee. You can add an external account by selecting “Manage External Accounts” from the Transfer page within Online Banking or the LendingClub Mobile app.

  3. Elite and Reserve account holders can place a wire via Online banking the LendingClub Mobile app. For all other customers, you can reach out to Customer Service here to initiate a wire. Please note that there is a fee to send a wire. View Product Terms and Conditions

LendingClub Resources

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Related FAQ's
Can I send a same-day wire, cancel a wire or initiate a wire by phone?
Domestic wires submitted before 5:30 PM ET. and International wires submitted before 1:00 PM ET. will be sent the same day. Wires submitted after these times will be sent the next business day.
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How do I send a domestic and international wire? Are there fees or limits?
Fees and limits may apply, depending on the type of wire. You will be able to review any fees and limits before completing your wire transfer in Online Banking or by phone.
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How do I initiate an external transfer?
Once you have set up an external account, you are ready to initiate a transfer.
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What is a wire transfer and SWIFT code?
The Society for Worldwide Interbank Financial Telecommunication (SWIFT) Code is a unique identification code that may be required by some banks, broker-dealers, and investment managers for the completion of international wire transfers.
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How do I set up Bill Pay?
Sign in to the LendingClub Mobile app or Online Banking and select 'Move Money' from the menu, then select 'Bill Pay.'
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Related Glossary
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Annual Percentage Rate (APR)
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
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Accrued Interest
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment. 
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Charge-Off
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
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Fixed Interest Rate
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.
F Letter Term
Feb 4, 2023
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Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

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