What if I haven't logged into LendingClub for a long time? Can I still access DebtIQ?

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DebtIQ from LendingClub is a completely free tool designed to help you get smarter about monitoring and managing your debt.

You can enroll and unenroll from DebtIQ anytime with no obligation and no impact to your credit score.

Joint account members who want to use DebtIQ will need to enroll separately.

When you log in to your LendingClub account, click the DebtIQ tab to enroll.

At LendingClub Bank, we care about your financial health. We make it easy for you to make payments that keep your account on track.

{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.

{noun} The total annual cost to borrow money, including fees, expressed as a percentage.

{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment. 

A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.

{noun} An interest rate that remains the same for a set time, usually for the life of the loan.