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What is a wire transfer and SWIFT code?

Wire Transfer

A wire transfer is an electronic payment service for transferring funds by wire, for example, through SWIFT, the Federal Reserve Wire Network, or the Clearing House Interbank Payments System.

Swift Code

The Society for Worldwide Interbank Financial Telecommunication (SWIFT) Code is a unique identification code that may be required by some banks, broker-dealers, and investment managers for the completion of international wire transfers.

Business accounts can process wires via Online Banking and the LendingClub mobile app. Click on Transfer & Pay, and you’ll see an option for Wire.

LendingClub Resources

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How do I initiate an external transfer?
Once you have set up an external account, you are ready to initiate a transfer
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Domestic wires submitted before 5:30 PM ET. and International wires submitted before 1:00 PM ET. will be sent the same day. Wires submitted after these times will be sent the next business day.
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Sign in to the LendingClub Mobile app or Online Banking and select 'Move Money' from the menu, then select 'Bill Pay.'
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Personal Banking Customers: Our Elite and Reserve Tier customers can place a wire via Online banking or the LendingClub Mobile app. For all other customers, they can reach out to Customer Service at 800.242.0272 to initiate a wire. 
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You can withdraw funds from the account in three ways.
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