Logo

Welcome to the
Help Center

We’re here to help you find a solution

Banking

Checking Accounts

Rewards Checking

    Savings Accounts and CD's

    High-Yield Savings, Founder Savings and Certificate of Deposits

      Small Business

      Tailored Checking and Business High-Yield Savings

        Search for More Topics

        Frequently Asked Questions

        How Do I Manage My Account?

        You can view and change most of your account information right from your Member Center, including your password, phone number, physical address, and email address ...

          How Do I Make Early or Extra Payments?

          You can make a one-time payment from your Member Center, by check, or over the phone ...

            How Do I Change My Due Date?

            You have options if you need to change your due date. As long as your account is current, you can make a one-time change to your next payment date...

              How do I get started on Online Banking?

              With Online Banking, you can get 24/7 access to your account. To enroll, click here. ...

                How do I link an external account?

                Depending on the linking option you have selected, it may be necessary for two (2) micro deposits to be made into the external account...

                  How can I set up a Direct deposit?

                  Set up a direct deposit into your account, and you could be eligible to receive your money up to 2 days earlier.

                    What Is Auto Refinance?

                    Looking for a lower monthly car loan payment? Refinancing your car loan with LendingClub Bank could lower your monthly car payments ...

                      What Are the Rates and Fees for Auto Refinance Loans?

                      Rates and fees for your auto refinance loan depend on several factors, like your credit history and income. ...

                        How Do I Refinance My Car Loan?

                        It’s fast and simple to refinance your car loan with LendingClub Bank. If your car loan’s remaining balance is between $5,000 and $55,000 ...

                          LendingClub Resources

                          Related Resource Center
                          Your credit score plays a key role in nearly every aspect of your financial life—from the rates you receive on loans to applying for utility services and cellphone plans. Given how often those numbers will come into play, it is a smart move to aim for the best scores you can.
                          Jul 13, 2024
                          9 min read
                          What Affects Your Credit Scores?
                          To open a business bank account, you’ll need to choose a bank, gather documentation to apply, and have funds on hand for an initial deposit.
                          Jul 9, 2024
                          5 min read
                          How to Open a Business Bank Account
                          Identity theft happens when your personal information is stolen and used without your permission. Understanding the warning signs, knowing how to protect your information, and what to do if your identity is stolen can help keep your identity safe and recover faster. 
                          Jul 6, 2024
                          9 min read
                          Preventing Identity Theft
                          Sticking to a budget can be challenging, but having a clear goal and rewards can help you stay on track.
                          Jun 27, 2024
                          4 min read
                          Person in blue shirt sitting at desk with notebook, laptop and phone
                          What happens when you take money out of a CD before the maturity date? Here's everything you need to know, including how CD early withdrawal penalties are calculated, how to avoid these fees, and when incurring them might be a good idea.
                          Jun 26, 2024
                          6 min read
                          Couple sitting on couch looking worryingly at laptop, holding phone and papers, chins resting on hands
                          Related Impact
                          From groceries and diapers to Halloween costumes for pets, nearly 60% of American consumers prefer to shop online for everyday items that make life more convenient, comfortable, and enjoyable. And with rising prices showing no signs of stopping anytime soon, we’re pleased to introduce StackitTM from LendingClub Bank—a new browser extension that automatically finds and rewards eligible members with coupons and cash back for extra savings at more than 15,000 favorite online retailers.
                          Nov 13, 2022
                          2 min read
                          blog header stackit 765x430 v1-1
                          Even in today’s low-yield, high-inflation environment, it’s essential to keep a certain amount of money in an easy-to-access checking or savings account for things like daily household and emergency expenses, or to meet short-term financial goals.
                          Oct 2, 2022
                          5 min read
                          LendingClub Rewards Checking Nationally Certified as Trusted, Afforda
                          Since 2007, LendingClub has been on a mission to deliver a world-class experience to all our members. This month we took a moment to reflect on the more than four million members who have chosen LendingClub as their partner to help them reach their financial goals.
                          Apr 19, 2022
                          2 min read
                          Illustration of large number 4 and letter M made up of colorful, tiny illustrations of ethnically diverse people
                          In March 2022, we hosted our first quarterly webinar where we celebrated our one-year anniversary as a digital marketplace bank. 
                          Mar 6, 2022
                          less than a minute read
                          Blog-post
                          LendingClub completed the acquisition of Radius Bank in February 2021. At that time, in addition to the direct-to-consumer deposit business, we inherited a fintech partner program, and several lending businesses. As we reach the one-year anniversary of the acquisition, and in conjunction with the conclusion of a strategic review of our business operations, we have made the decision to discontinue certain businesses that don’t fit our mission.  
                          Jan 2, 2022
                          2 min read
                          Man in blue button up shirt and glasses smiling
                          Related Glossary
                          {noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
                          Sep 6, 2023
                          4 min read
                          {noun} The total annual cost to borrow money, including fees, expressed as a percentage.
                          Mar 21, 2023
                          3 min read
                          {noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment. 
                          Mar 21, 2023
                          4 min read
                          A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
                          Feb 7, 2023
                          3 min read
                          {noun} An interest rate that remains the same for a set time, usually for the life of the loan.
                          Feb 4, 2023
                          3 min read

                          Any reviews presented are individual experiences and results may vary. Reviews are collected and authenticated by Bazaarvoice. Any average rating presented is based on these reviews. All reviews can be accessed at https://www.lendingclub.com/company/reviews.

                          Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

                          "LendingClub" and the "LC" symbol are trademarks of LendingClub Bank.

                          © 2024 LendingClub Bank. All rights reserved.