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BUSINESS BANKING

Business Lending

Lending solutions for businesses and organizations.

Business lending options

LendingClub offers a variety of flexible lending options and will work with your organization to customize the solution that is right for you.
Fast, flexible small business loans
Our partnership program with nonprofit Accion Opportunity Fund1 connects you to affordable small business loans from $5,000 - $250,000 with transparent terms and personalized service.
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Small Business Administration (SBA)
LendingClub Bank is a nationwide SBA Preferred Lender offering small business clients SBA 7(a) and 504 loan products starting at $400,000.
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Questions?

Customer support is here to help. Chat with us online or reach us by phone or email. 

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Deposit Products & Services

FDIC Insurance
Deposit Accounts
Our business suite is comprised of a variety of packages, each of which includes a convenient checking account.
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Online Banking
Manage your accounts anytime with unlimited access – 24 hours a day, 7 days a week. Use any device with our mobile app.
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Cash Management
Our comprehensive services will save your organization time and money, simplify collections, and optimize cash flow.
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Digital Banking, Made Human

At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.

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Security
We use 256-bit encryption to ensure that data is protected with the highest level of security.
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FDIC Insurance
Your deposits are FDIC-insured up to the maximum amount allowed – $250,000.
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Customer Support
Have a question? We’re here to help. Chat with us online, or reach us by phone or email.

WHAT WE OFFER

Personal LoansPersonal BankingAuto RefinancingPatient SolutionsBusiness LoansBusiness BankingCommercial BankingInstitutional InvestingLC NotesOther Types of LoansApply for a Personal LoanApply for a Bank Account

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595 Market Street, Suite 200

San Francisco, California 94105

If you have special access needs and are having problems accessing this website, please call 888-596-3157.
Equal Housing Lender
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  1. Loans made by Accion Opportunity Fund Community Development (AOFCD) California Finance Lenders License #6050609. AOFCD is not affiliated with LendingClub. LendingClub is not responsible for and makes no representations with respect to AOFCD’s privacy practices or any products and services offered by AOFCD. Any offers displayed or made to you are offered by AOFCD, from whom LendingClub receives compensation for referrals. Loans may also be referred to a licensed AOFCD partner lender. Your APR will be determined based on your credit at time of application. There is no down payment and there is never a prepayment penalty.

A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $19,008 for a term of 36 months, with an interest rate of 11.74% and a 6.00% origination fee of $1,140 for an APR of 16.09%. In this example, the borrower will receive $17,868 and will make 36 monthly payments of $629. Loan amounts range from $1,000 to $40,000 and loan term lengths range from 24 months to 60 months. Some amounts, rates, and term lengths may be unavailable in certain states. 

For Personal Loans, APR ranges from 8.91% to 35.99% and origination fee ranges from 3.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. Lowest APR is available to borrowers with excellent credit. Advertised rates and fees are valid as of Oct 10, 2024 and are subject to change without notice. 

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

LendingClub,” the “LC” symbol, “TopUp,” and “DebtIQ” are trademarks of LendingClub Bank.

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