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PERSONAL & BUSINESS BANKING

Transaction Limits

Personal

New ClientsClassicPreferred1EliteReserve2
EligibilityAccounts open for 30 days or lessAccounts open for more than 30 daysAccounts that maintain an end of day Relationship Balance of >$2,000 for >7 consecutive calendar days3Accounts that maintain an end of day Relationship Balance of >$10,000 for >30 consecutive calendar days OR >$30,000 for >7 consecutive calendar days3Accounts that maintain an end of day Relationship Balance of >$50,000 for >60 consecutive calendar days OR >$150,000 for >7 consecutive calendar days3
Incoming External Transfers (ACH) (daily limit)$5,000$5,000$250,000$250,000$250,000
Outgoing External Transfers (ACH) (daily limit)$5,000$5,000$10,000$50,000$250,000
Mobile Check Deposit (daily limit)$20,000$20,000$50,000$150,000$250,000
Debit Card Transactions (daily limit)$500$2,000 signature-based (“credit”) transactions, $2,000 PIN-based point of sale transactions, $500 ATM withdrawal$2,000 signature-based (“credit”) transactions, $2,000 PIN-based point of sale transactions, $500 ATM withdrawal$3,000 signature-based (“credit”) transactions, $3,000 PIN-based point of sale transactions, $1,000 ATM withdrawal$4,000 signature-based (“credit”) transactions, $4,000 PIN-based point of sale transactions, $2,000 ATM withdrawal

Business

New ClientsClassicPreferred3EliteReserve
EligibilityAccounts open for 30 days or lessAccounts open for more than 30 daysAccounts that maintain an end of day Relationship Balance of >$2,000 for >7 consecutive calendar days4Accounts that maintain an end of day Relationship Balance of >$10,000 for >30 consecutive calendar days OR >$30,000 for >7 consecutive calendar days4Accounts that maintain an end of day Relationship Balance of >$50,000 for >60 consecutive calendar days OR >$150,000 for >7 consecutive calendar days4
Incoming External Transfers (ACH) (daily limit)$10,000$10,000$250,000$250,000$250,000
Outgoing External Transfers (ACH) (daily limit)$10,000$10,000$10,000$50,000$250,000
Mobile Check Deposit (daily limit)$25,000$25,000$50,000$150,000$250,000
Debit Card Transactions (daily limit)$5,000 signature-based (“credit”) transaction, $5,000 PIN-based point of sale transactions, $2,000 ATM withdrawal$5,000 signature-based (“credit”) transaction, $5,000 PIN-based point of sale transactions, $2,000 ATM withdrawal$5,000 signature-based (“credit”) transaction, $5,000 PIN-based point of sale transactions, $2,000 ATM withdrawal$5,000 signature-based (“credit”) transaction, $5,000 PIN-based point of sale transactions, $2,000 ATM withdrawal$5,000 signature-based (“credit”) transaction, $5,000 PIN-based point of sale transactions, $2,000 ATM withdrawal

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Security

We use 256-bit encryption to ensure that data is protected with the highest level of security.
FDIC Insurance

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000 per depositor for each ownership category.
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Customer Support

Have a question? We're here to help. Reach us by phone or email.
  1. All High-Yield Savings account holders start with Preferred transaction limits.

  2. All Founder Savings account holders start with Reserve transaction limits.

  3. All Business High-Yield Savings account holders start with Preferred transaction limits.

  4. Relationship Balance is the combined balance of your LendingClub deposit accounts.

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

"LendingClub" and the "LC" symbol are trademarks of LendingClub Bank.

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