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Credit terms will depend upon the applicant's credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and the applicant's credit usage and history, as well as the applicant's selected service provider. Applications are subject to credit approval.

Installment loans are issued by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Revolving lines of credit are issued by Comenity Capital Bank, Member FDIC.

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