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Dental Financing Through LendingClub Patient Solutions

Don’t let cost be a barrier to your dream smile. Discover an affordable way to pay for your dental care. 

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Why Choose LendingClub

We're experts in helping people afford the dental treatment they need, which is why thousands of providers put their trust in us. Within seconds of filling out our simple application, you'll see all the budget-friendly payment plans you pre-qualify for with NO impact to your credit score until you select a plan and move forward1. Plus, when you finance through us, we'll pay your provider directly, so you can focus on starting your treatment. Whether it's general dentistry, pediatric dentistry, cosmetic dentistry, restorative dentistry, orthodontics, periodontics, oral and maxillofacial surgery, or prosthodontics, we cover it all and more! Apply today, and upon approval you'll be on your way to your dream smile.

Common Procedures

implant

Dental Implants

Afford your dental treatment, whether it's for a single tooth or a full mouth of dental implants.
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veneers

Veneers

Discover a budget-friendly way to enhance your smile.
Braces

Braces

Align your teeth and restore your smile today with affordable financing.
dentures

Dentures

Get a flexible financing solution to improve your oral health and boost your confidence.
Find your doctor and apply today to see your options
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Payment Plans That Fit Your Needs

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Loan amounts from $500 to $65,000 from 6 to 84 months
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Attractive APRs as low as 3.99% and up to 30.99% with 0% financing also available
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Revolving line of credit plans available
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Prequalify with NO credit score impact until plan selected1
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We pay your provider directly within 1-3 business days after receipt of signed agreement
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No down payments or prepayment penalties
The availability of payment plans varies by provider
Calculate Your Payments

Patients Love Us

I needed a lot of dental work, well past any coverage I had. With the help of my dentist and LendingClub Patient Solutions, I had a financial solution within an hour that allowed me to get my teeth back to health. Thanks, LendingClub Patient Solutions.

—Larry L., New Hampshire 

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Do you have more questions?

Check out our FAQ center

  1. Checking prequalified options through us generates a soft credit inquiry on a person’s credit report, which is visible only to that person. A hard credit inquiry, which is visible to that person and others, and which may affect that person’s credit score, only appears on the person’s credit report if and when an installment loan is issued to the person, or when the person receives a final credit decision regarding a revolving line of credit from Comenity Capital Bank, Member FDIC. Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history, as well as the selected service provider. 

A representative example of loan payment terms is as follows: you receive a loan of $15,000 for a term of 60 months with an APR of 12.99%. In this example, you will make 60 monthly payments of $343.05. Loan amounts range from $500 to $65,000, and loan term lengths range from 6 months to 84 months. Some amounts, rates, and term lengths may be unavailable in certain states or through certain providers. 

For Installment Loans, APR ranges from 0% to 30.99%. APRs are determined at the time of application. Lowest APR is available to borrowers with excellent credit. Advertised rates and fees are valid as of June 14, 2023 and are subject to change without notice.

Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history, as well as the selected service provider. 

Installment loans are issued by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Revolving lines of credit are issued by Comenity Capital Bank, Member FDIC. Availability of credit products and credit issuers varies based on the selected service provider. 

Any reviews presented are individual experiences and results may vary.

"LendingClub" and the "LC" symbol, and "LendingClub Patient Solutions", are trademarks of LendingClub Bank 

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