Personal Banking
Member Rewards Checking Cash Back
Earn 1% cash back on Qualified Purchases1
Eligibility
You must have a Member Rewards Checking account open for at least 30 days, and meet one of the following requirements to qualify to earn unlimited cash back:
Receive $1,000 worth of direct deposits into your Member Rewards Checking account from an employer or another source of income, or
Keep an average balance of $1,000 or more in your Member Rewards Checking account
How to Earn Cash Back
Use your LendingClub Bank debit card to make qualified purchases at your favorite retailers in-store and online
Cash Back Rewards are earned monthly, so if you don’t qualify in one month, you can still earn in the next!
You can choose to credit your earned cash back to your Member Rewards Checking account or have it applied to your loan balance. Cash back rewards are credited at the end of the month following the earning period.
At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.