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Join Your Friend and More Than 4 Million Other Members Nationwide

How much do you need?

Checking your rate won't impact your credit score1
Checking your rate generates a soft credit inquiry, which is visible only to you. A hard credit inquiry that may affect your credit score only appears when your loan is issued.

With an average rating 4.83 out of 5 stars, you're in good company with LendingClub.

Your Friend Has Great Taste

You can apply for a personal loan anytime from anywhere. Get approved, then get your funds fast. Here’s how it works:
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1. Apply in minutes
Let us know how much you'd like to borrow, and a bit about yourself.
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2. Choose your loan
Pick the loan that fits your monthly payment and interest preferences from your options.
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3. Get money deposited
Upon approval, your loan is automatically deposited into the account you chose. You don't even have to move from your favorite chair!

What the LendingClub community is saying

5 stars
Super easy to apply and site easy to navigate

The LendingClub loan application process was super simple to complete. They were great about the response time and the website was easy to navigate. I was able to pay off some bills and save money on interest allowing us to plan for our kids' college2

– Amber, a member from Galesburg, IL paid off her credit cards to save

5 stars
Great interest rate and easy to apply

It was easy to apply. Notified of loan in a timely matter and was kept updated of the process. I'm using the loan to pay off credit cards that had a higher interest rate and now I will have only one monthly bill to pay which a much lower interest rate. Thanks!2

– Deb, a member from Normangee, TX consolidated her debts to one payment

5 stars
So easy

This was one of the more simplified loan processes we've ever been through. The rates are great and process smooth - what else could we ask for! Thank you for lending us the funds needed to consolidate some high interest debt!2

– T, a member from Littleton, CO consolidated his high interest debt

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595 Market Street, Suite 200

San Francisco, California 94105

If you have special access needs and are having problems accessing this website, please call 888-596-3157.
Equal Housing Lender
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    A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $19,008 for a term of 36 months, with an interest rate of 11.74% and a 6.00% origination fee of $1,140 for an APR of 16.09%. In this example, the borrower will receive $17,868 and will make 36 monthly payments of $629. Loan amounts range from $1,000 to $40,000 and loan term lengths range from 24 months to 60 months. Some amounts, rates, and term lengths may be unavailable in certain states. 

    For Personal Loans, APR ranges from 8.91% to 35.99% and origination fee ranges from 3.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. Lowest APR is available to borrowers with excellent credit. Advertised rates and fees are valid as of Oct 10, 2024 and are subject to change without notice. 

    Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

    LendingClub,” the “LC” symbol, “TopUp,” and “DebtIQ” are trademarks of LendingClub Bank.

    © 2024 LendingClub Bank. All rights reserved.