How do I add more funds to my business checking account?

From obtaining a loan or credit card to landing a new apartment or job, having a strong credit score helps open certain doors in life. Yet many of us cling to incorrect assumptions about, or simply don't understand, what factors are used to determine our scores. 

Rising prices are making the necessities of life—food, housing, healthcare, transportation costs—and just about everything else, more expensive. What’s behind inflation? And how can you manage your money as your buying power shrinks?

Paying down debt can be challenging, but with a little creativity you may be able to tackle your debt faster.

There are many situations when borrowing money, such as when buying a home, financing an education, growing a business, making home repairs and improvements, or consolidating debt (such as with a personal loan), can make good sense.

Your credit score is typically updated every 30 to 45 days, depending on when lenders report your account activity to the credit bureaus.

From groceries and diapers to Halloween costumes for pets, nearly 60% of American consumers prefer to shop online for everyday items that make life more convenient, comfortable, and enjoyable. And with rising prices showing no signs of stopping anytime soon, we’re pleased to introduce StackitTM from LendingClub Bank—a new browser extension that automatically finds and rewards eligible members with coupons and cash back for extra savings at more than 15,000 favorite online retailers.

Even in today’s low-yield, high-inflation environment, it’s essential to keep a certain amount of money in an easy-to-access checking or savings account for things like daily household and emergency expenses, or to meet short-term financial goals.

Since 2007, LendingClub has been on a mission to deliver a world-class experience to all our members. This month we took a moment to reflect on the more than four million members who have chosen LendingClub as their partner to help them reach their financial goals.

In March 2022, we hosted our first quarterly webinar where we celebrated our one-year anniversary as a digital marketplace bank. 

LendingClub completed the acquisition of Radius Bank in February 2021. At that time, in addition to the direct-to-consumer deposit business, we inherited a fintech partner program, and several lending businesses. As we reach the one-year anniversary of the acquisition, and in conjunction with the conclusion of a strategic review of our business operations, we have made the decision to discontinue certain businesses that don’t fit our mission.  

Please have your bank send a fed wire through their North American correspondent to:

You will use the email address and password for your payroll provider, NOT your Online banking credentials

Set up a direct deposit into your account, and you could be eligible to receive your money up to 2 days earlier.

Yes! You can split your pay into more than one account.

You can allocate a specific percentage or dollar amount to be direct deposited into your LendingClub account, anywhere from 1-100% of your paycheck.

{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.

{noun} The total annual cost to borrow money, including fees, expressed as a percentage.

{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment. 

A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.

{noun} An interest rate that remains the same for a set time, usually for the life of the loan.