Step 1: Log in to your LendingClub account online to request a new balance transfer.
Quick tip: Have your creditors’ information ready for each balance transfer you want to request. This includes each creditor’s name, account number, and the amount you’d like to pay down.
Step 2: Choose the account balances you’d like to pay down, enter your creditor’s information, and provide your balance transfer amounts.
Step 3: Review your estimated installment payment, annual percentage rate (APR), and balance transfer plan terms.
Step 4: Submit your balance transfer request. Requests will appear on the balance transfer plan list. Plans being loaded onto the platform will show a “Pending” status. Once funds have been dispersed to the creditors, plans will show an “Active” status. Remember that it could take up to seven days to process your request.
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