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How Long Does It Take to Refinance My Car?

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We make refinancing your car fast and simple. The process may take up to 15 business days.

Sometimes, we may need more information to complete your application. To speed the process along, upload any requested documents as soon as possible.

If your application is approved, you can set up your account. Then you’ll sign your loan documents to accept the terms and update your title. The quicker you upload the requested document or respond to any follow-up questions, the sooner we can help you pay off your current lender.

Make sure to continue making payments on your existing loan until the lender confirms that your loan is paid off.

Apply for a loan now.

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{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
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{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment. 
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A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
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{noun} An interest rate that remains the same for a set time, usually for the life of the loan.
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Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

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